By Brent A. Duque | September 11, 2025
When California police officers say:
“You have the right to remain silent. Anything you say can and will be used against you in a court of law,”
they’re giving you part of the Miranda warning.
This warning comes from a 1966 U.S. Supreme Court case, Miranda v. Arizona, and it protects your rights under the Fifth Amendment (you don’t have to say anything that could be used to prove you guilty) and the Sixth Amendment (you have the right to a lawyer).
If you’re ever questioned or arrested in California, knowing what this phrase means—and when it applies—can make a huge difference in your case.
You’re involved in an accident. From the moment you step out of your vehicle until the jury foreperson delivers your verdict, these words ring true.
Insurance companies will do everything in their power to minimize your claim, even using totally innocent statements you made right after the crash — often while you were still in shock.
Imagine this: you’re in a car accident and step out to check the damage. The other driver asks, “Are you ok?” The police arrive and ask if you’re hurt or if you want an ambulance.
Most people say they’re “fine” or decline an ambulance because they don’t feel like their life is in danger. But later, those words can be used against you.
This warning is simple: if you talk, your words can be used as evidence in court. Even small comments, explanations, or jokes could be twisted to hurt your defense. Officers can write them down, include them in reports, and repeat them in front of a judge or jury.
Fast forward to the doctor’s office. You’re asked to rate your pain on a 0–10 scale. You’re not sure how to answer, so you pick “5.”
To you, that just means “I’m hurt but coping.” To the insurance company, it means “not that serious.” They’ll use that number to argue your injuries are minor.
Here’s how common statements get twisted:
Every word counts because:
Like Miranda in criminal law, the same principle applies in civil injury cases:
Recorded calls with insurance companies are designed to catch you off guard.
“Exceptions” You Might Not Think About
Even if you don’t directly talk about fault, insurers may still use your words:
Routine questions – even answering “how are you?” with “I’m good” can be spun against you.
If you make statements that hurt your case:
Comparative negligence: Insurers can use your words to shift part of the blame onto you, reducing your compensation.
Minors and injury claims: Courts scrutinize statements made by children — but insurers still try to exploit them.
Language barriers: If English isn’t your first language, misunderstandings can be twisted against you.
Shock and adrenaline can mask injuries, so saying “I’m fine” immediately after an accident doesn’t mean you weren’t hurt.
Mental health: Stress, trauma, and confusion can affect how you describe pain, but insurers rarely give you the benefit of the doubt.
Social media: Even private posts can be subpoenaed in California courts.
If you’ve been involved in an accident, remember this: insurance companies are not on your side. They will use your words, your medical records, and even your social media posts to minimize your claim. The sooner you have an experienced personal injury attorney protecting you, the stronger your case will be.
At Duque & Price, we fight to make sure your story is told truthfully and fairly. We handle the insurance companies so you can focus on healing.
Call us today at 1-866-812-7219 or schedule a consultation. Don’t let careless words cost you the compensation you deserve.
No. You can decline until you’ve spoken with your lawyer.
That’s normal. Many injuries surface later. Medical evidence can support your claim.
No — staying quiet is safer than saying the wrong thing.
Ask for an interpreter. Misunderstandings can hurt your case.
Yes. Even innocent posts can be twisted to say you weren’t injured.
In California accident cases, the phrase “Anything you say can and will be used against you” applies just as much to insurance companies as it does in criminal cases.
Stay mindful, speak carefully, and let your attorney protect your claim.
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